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Operational Intelligence
for Professional Advisors.

Accounting firms, law practices, and equity groups trust BAPT-PAY to identify payment leakage, optimize operational costs, and deliver quantified findings across client portfolios.

2-5%
Average Revenue Leakage
47%
Have Redundant Processors
$12K+
Avg. Annual Recovery
30%
Compliance Gap Rate

Who We Serve

Trusted by professional advisors who demand quantified findings for their clients.

Accounting Firms

Deliver payment efficiency insights during annual reviews. Identify cost recovery opportunities that strengthen client relationships and advisory value.

Law Practices

Support due diligence, M&A advisory, and commercial litigation with comprehensive payment infrastructure analysis and compliance assessments.

Private Equity & Investment

Pre-acquisition payment analysis for portfolio assessment. Identify operational improvements and cost optimization in target companies.

Fractional CFO Firms

Standardize diagnostic methodology across engagements. Deliver consistent, data-driven recommendations at scale with reduced preparation time.

Business Advisory Firms

Expand service offerings with payment optimization capabilities. Provide institutional-grade analysis without building internal expertise.

Accelerators & Incubators

Provide portfolio companies with operational intelligence infrastructure. Scale efficiency analysis across cohorts without individual setup costs.

The Payment Problem

Most businesses operate with fragmented payment infrastructure, leading to significant hidden costs and compliance risks.

Fee Leakage

Transaction fees vary by 0.3-1.2% across processors. Without optimization, businesses overpay on 40-60% of transactions.

Redundant Processors

47% of mid-market businesses use overlapping payment processors, paying multiple monthly fees for similar capabilities.

Poor Routing

Suboptimal payment routing increases decline rates by 3-8% and adds unnecessary processing costs on international transactions.

Fraud Exposure

Inadequate fraud detection costs businesses 1.4% of revenue on average, with chargeback fees adding an additional burden.

Compliance Gaps

30% of businesses have unreported compliance gaps in payment processing, risking penalties and operational disruption.

Settlement Delays

Inefficient settlement timing impacts cash flow by 2-5 days on average, affecting working capital and financial planning.

What BAPT-PAY Analyzes

Comprehensive payment intelligence across your entire transaction ecosystem.

Transaction Fee Structures

Detailed breakdown of interchange, assessment, and processor markup across all transaction types.

Processor Overlap

Identification of redundant services and opportunities for consolidation without losing capability.

Routing Inefficiencies

Analysis of transaction routing decisions and optimization opportunities for cost and approval rates.

Settlement Delays

Cash flow impact assessment from settlement timing and recommendations for acceleration.

Chargeback Exposure

Risk assessment and prevention strategy recommendations based on transaction patterns.

Compliance & Reporting Gaps

Audit of regulatory compliance status and reporting completeness across jurisdictions.

What You Receive

Clear, actionable intelligence to optimize your payment operations.

Payment Efficiency Score

A comprehensive 0-100 score measuring your payment infrastructure's efficiency across fees, routing, compliance, and operational factors. Benchmarked against industry standards.

Cost Recovery Estimates

Detailed projections of recoverable costs with conservative, moderate, and optimistic scenarios. Typically identifies $8,000-$25,000 in annual savings for mid-market businesses.

Optimization Recommendations

Prioritized action items with implementation guidance, expected impact, and effort estimates. Each recommendation includes clear ROI projections.

Compliance Risk Summaries

Assessment of regulatory compliance status with risk ratings, remediation priorities, and documentation requirements for audit readiness.

Works With Your Existing Stack

BAPT-PAY operates as an intelligence layer compatible with major payment processors. No migration required.

Stripe
PayPal
Square
Adyen

BAPT-PAY provides analytical overlay and optimization recommendations. We do not process payments directly or replace your existing payment providers.

Modeled Scenarios

Based on aggregated industry data. Individual results vary based on client portfolio size, transaction mix, and current infrastructure.

Accounting

Regional CPA Firm (150 Clients)

Client Portfolio Value $85M aggregate
Avg. Client Leakage 2.4%
Total Recovery Identified $180,000-$340,000

Standardized payment diagnostics delivered during annual reviews across client base.

Private Equity

PE Firm Due Diligence

Target Company Revenue $12M
Identified Inefficiency 3.1%
Post-Acquisition Value $280,000-$420,000

Payment infrastructure analysis identified operational improvements prior to acquisition.

Law Practice

Commercial Law Firm ($4M Revenue)

Trust Account Complexity 4 processors
Compliance Gap Rate 18%
Annual Cost Recovery $45,000-$68,000

Trust account compliance and fee optimization across client billing infrastructure.

Part of Business Efficiency Intelligence

BAPT-PAY is one component of a broader operational intelligence ecosystem. Payment efficiency is interconnected with other business functions including procurement, accounts receivable, and financial reporting.

Our analysis considers these relationships, providing recommendations that align with overall business operations rather than treating payments as an isolated function.

Payments

Analytics

Invoicing

Compliance

Ready to Deliver Quantified Value to Your Clients?

Request an analysis overview for your practice or portfolio. Clear insights on how payment efficiency intelligence can enhance your advisory services.

Or contact us directly: info@bapt-pay.com